The joke with insurance is that people might crawl around looking at different quotes ,etc. but the insurance is actually underwritten by the same firm...Allianz being one of the big players.

This explains why haggle the price seems effective...what the insurance firm is doing is actually taking less from the deal.

With stupid high costs today it is no wonder that insurance keeps going up so very little point in complaining about it ..... not helped by 'no win/no fee' ambulance chasing lawyers and the repair firm costs plus the insurers own low level damage assessments to 'write off' vehicles....probably due to modern [government/legal?] requirements to have immaculate repairs done.

Been told less are offering bike cover...I know the last few firms I used have all packed up

Imma orf out as it is a glorious day and am only here while having roast lamb ...yummy !!!!!