is what I had! After this afternoons riding, I thought the temperatures were ok and I wasn't too cold. So, like an idiot, I decided to go back out on the bike and over to Cheltenham. By the time I got there my fingers were sooooooooooooooo cold! I thought they were going to drop off!!!
Lesson of the day? It's much, MUCH colder when the suns gone down! lol
Roads are all dry though so I still enjoyed it