All insurance is expensive these days due to a number of factors (so they say!) >
I am 38 and have been riding on the road for 22 years and a lot longer off road! I have a multi bike policy, never claimed and have just had the renewal through for this year which is £100 more than last! Go Figure!
I changed last year from Carole Nash to Bennetts because of this very thing and now Bennetts are extracting the urine! I will be shopping around for sure. Always play the companies off against each other as they will move on price to get your business but itll help you a lot to get some no claims under your belt first. They will take you more seriously once you have proven you aren't one of the knobheads that push our premiums up
Good luck!