I contacted my current insurers today to look at how much it would cost to change my bike to a 600 bike. I was told that my insurers wont insure me for the particular bike i asked about (suzuki bandit) and i have a horrible feeling this will apply for all 600cc bikes.

I have had the policy for 9 months so i am very reluctant to lose this as it's not too far off giving me a years no claims bonus which makes a huge difference to the price of insurance.

So, do I:

A). keep my 125 and maintain it's insurance until the end of July so i get a NCB, while also having a new policy for the bike i buy, then in july cancelling it and taking it out again with a NCB - this seems a rather expensive option

B). wait to buy a bike until the summer and keep the 125 insured to gain the NCB

C). cancel the current policy and get a new one for the new bike

Or is it unlikely that this restriction applies to all bikes? I have a bike lined up (Kawasaki er6f) but wont be able to contact the insurers until tuesday

Any advice/opinions would be greatly appreciated , thank you!