i know we all have to go thru it but isn't insurance renewal a major pain in the arse.

mine came thru today and has gone up £3, nothing drastic i know but defeats the point of earning NCB, 2 mins on the phone to Bennetts to say i wouldn't renew due to the increase and they offered it £3 cheaper then currently paying why can't they just offer it cheaper in the first place? :-? baffles me why they constantly try their luck :-X