Personally I hate riding without a pinlock insert (I seem to fog up my lid very easily). I've got a dark tinted visor with a clear pinlock insert.
However, if I'm going out and there's any possibility at all of being out after dark, a clear visor comes with me. Like others have said, 99% of coppers are reasonable people and have no problem with tinted visors being used in appropriate conditions.
On the other hand, in the event of a crash I don't fancy having glass and metal flying around inside my lid so a pair of sunnies is a no-no for me.
