I know this has been discussed before, but the implementation date is looming... see link:

http://www.confused.com/car-insuranc...ontent=October

The other thing that caught my attention was the date this comes into effect.... 21st December 2012. Wasn't this the date that the Mayan's predicted centuries ago would result in a worldwide cataclysmic event that would mean the end of the world? Maybe the two are linked ;D