Endowment claims are what I used to work on at C&G, and we found that the majority paid out simply because the sellers, despite the small print, were actively telling people to ignore it as it was...
Type: Posts; User: Squashed_Fly
Endowment claims are what I used to work on at C&G, and we found that the majority paid out simply because the sellers, despite the small print, were actively telling people to ignore it as it was...
This has turned out to be quite an interesting thread after all...
In short, I haven't started a pension. When we met with Mike, he said you'd be better off just getting your mortgage underway and paying it off asap. By paying off extra chunks wherever possible,...
You make a good point there Graeme. Hopefully we can move this thread back to being one of good debate as (despite what may seem apparent), I am keen to hear from other peoples experiences.
You...
And you, Aidan, come across as little more than an arrogant fool, the quintessential squid, a little knowledge on a subject from something you've heard or read somewhere and now you're the ****ing...
That was a much better way of putting it Duc :)
It's not something we'll be rushing into, and Star has said she's happy for us to bounce any questions off her.
From some of the comments made by...
You really are an arrogant, patronising & condascending knob at times Graeme.
Sadly Ducatista, even in the recent recession, house prices didn't fall that dramatically! Certainly not like they did at the end of the 80s/early 90s when all the endowment issues came about...
...
That's fine - but it does come across as extremely patronising, whether intentionally or not. And that's what gets my back up.
I work hard for my money, and I do save. And I do also like to have a...
I know - I spent a long time undoing the mess left behind from unscrupulous IFAs (and solicitors!) when I used to work for the C&G (Yes - I also have some experience in the mortgage industry - along...
'just' titles?????? >:(...not that we have to study for years and years and years to gain the 'title'?
Well, I tried to help, but I guess my 'title' doesn't count for much......
[/quote]
...
I guess the onus is on you to check how good your IFA is before using them. Bankers, IFAs, Solicitors, Teachers, Doctors - they're just titles awarded to people who have gained a qualification. Like...
Saving is great, if you can afford to do it and have enough disposable cash to save £18,000 in the the time needed to do it before we don't have enough working years left to pay the mortgage at an...
Disagree Dabz - there's no 'easy' way so to speak, but there are different routes than just going to your bank and asking for a mortgage.
With Jen being a teacher,we have acess to a whole range of...
I'm the first to admit, having never bought a house, that I know very little so a debate is pointless.
But it it works, it's legal, and it gets us on that 1st rung of the ladder, then I'm game :)
The gifted deposit works because you're buying the property for less than it's market value. If it's valued at £180k, and you get them to accept an offer of £170k, then it means the house is still...
i wish I had been - I'm a late starter for saving, so gets harder with all the other outgoings. Jen is good though, she always has been so she's [trying to] keeping me on the straight and narrow! lol
Anybody else in the position of trying to save 1st house deposits?
Seems like a never ending task, but we spoke to a friend the other night, who is an IFA, that said you can get what's called a...