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  1. Thread: House deposits?

    by Dabz
    Replies
    112
    Views
    24,390

    Re: House deposits?

    In a great deal of Europe home owning isn't on the agenda, renting is the norm. It wouldn't hurt the uk to follow suit in my opinion
  2. Thread: House deposits?

    by Dabz
    Replies
    112
    Views
    24,390

    Re: House deposits?

    It has...but then you mentioned a new scheme and got 5 pages of people with real life experience...some who work in the industry too..saying avoid it. Surely that's worth it's weight in gold?
  3. Thread: House deposits?

    by Dabz
    Replies
    112
    Views
    24,390

    Re: House deposits?

    Both times I've done it I've paid the deposit to the solicitors
  4. Thread: House deposits?

    by Dabz
    Replies
    112
    Views
    24,390

    Re: House deposits?

    if you don't have the disposable income to save, how will you cope when interest rates rise, along with council tax, utility bills etc, and when you have to save ready for remortgaging at the end of...
  5. Thread: House deposits?

    by Dabz
    Replies
    112
    Views
    24,390

    Re: House deposits?

    Don't get me wrong SF - I didn't "just go to my bank and ask for a mortgage", both times (mortgage and remortgage) I used an IFA who is bloody brilliant, and I shopped around and did my own research....
  6. Thread: House deposits?

    by Dabz
    Replies
    112
    Views
    24,390

    Re: House deposits?

    sounds to me there's no easy way of purchasing a property other than saving hard for a decent sized deposit
  7. Thread: House deposits?

    by Dabz
    Replies
    112
    Views
    24,390

    Re: House deposits?

    Sounds very interesting!

    I'm a bit of a stickler for tradition unfortunately - I managed to save £25k on my own for a deposit, and have paid off a further £10k since moving in 2.5yrs ago...
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