Re: Bike Insurance Question
She should be able to take the insurance without a full licence but it will cost the earth. Once she has licence the changes can be made but there are costs involved for changing the policy, admin charges, etc.
It is worth investigating but the cheapest way would be for you to have the bike in your name, the insurance inyours to with her as a named rider. Once she has passed you can change the V5C to her name and cancel the insurance and start from scratch again.
Yo will not be able to transfer policies and NCB will be lost if she claims on your policy.
Hope this helps.
Re: Bike Insurance Question
I'm sure I read somewhere about an insurance company specifically for learner riders/drivers that covers you until your test is passed - could be worth a google search for them maybe?
Re: Bike Insurance Question
huh.............a dealer can tax it under there own insurance!! every car or bike ive ever bought from a dealer, i have asked them to tax it. which they have done with no problems.
weird
Re: Bike Insurance Question
All sorted now. Dealer is taxing it for us, I am riding it back on my insurance and we are going to insure it as "laid up" for a couple of months to cover till after the test is done and dusted.
Cheers for the help guys!
Re: Bike Insurance Question
Quote:
Originally Posted by noisy_lightning
All sorted now. Dealer is taxing it for us, I am riding it back on my insurance and we are going to insure it as "laid up" for a couple of months to cover till after the test is done and dusted.
Cheers for the help guys!
I hope she passes! :) Good luck!
Re: Bike Insurance Question
Quote:
Originally Posted by noisy_lightning
I am riding it back on my insurance
Just in case you did not know (lots of people dont) if you are intending to ride it third party on your insurance DONT!!!!! you wont be covered. To use any vehicle in this way requires an insurance policy for that vehicle fistly. If you are insuring the bike on your existing policy then thats fine.
Re: Bike Insurance Question
Quote:
Originally Posted by noisy_lightning
All sorted now. Dealer is taxing it for us, I am riding it back on my insurance and we are going to insure it as "laid up" for a couple of months to cover till after the test is done and dusted.
Cheers for the help guys!
Are you adding it as a bike on your insurance policy or just riding it back with third party cover as you can ride any bike on your policy? If its the later you'll need to insure the bike to do that or you wont be covered.
Re: Bike Insurance Question
Quote:
Originally Posted by Crosbie
[quote author=noisy_lightning link=1355701052/4#4 date=1355743948]I am riding it back on my insurance
Just in case you did not know (lots of people dont) if you are intending to ride it third party on your insurance DONT!!!!! you wont be covered. To use any vehicle in this way requires an insurance policy for that vehicle fistly. If you are insuring the bike on your existing policy then thats fine. [/quote]
Sorry Crosbie didnt read your post first - great minds.... :)
Re: Bike Insurance Question
get a temporary policy for 24 hrs from someone like insure and go, specialist short term insurers are out there, or borrow the dealers trade plates for the trip home