Originally Posted by Ryan9T9
I've just sat for the past half hour reading through all this, makes very interesting reading, as I will be looking at buying a house in the new year.
It really is bloody complicated, I will go see an advisor to get it all explained to me and see what's what.
This whole year I have written off financially I have cut back LOTS instead of spending 200+ every weekend in town I rarely go out on weekends now and am saving lots, also started a new job beginning of this year training and next year my wages will be pretty good when I've done my NVQ's
As far as saving goes I've saved a fair chunk already along with other money I already had, hopefully should be in the position to have about £30k for a deposit, just out of interest can anyone advise if this will help me and make it a little easier to get a mortgage, obviously depends on earnings etc but with a good deposit it must be a little easier?