Dabz for prime minister!! [smiley=thumbsup.gif]
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Dabz for prime minister!! [smiley=thumbsup.gif]
I suspect that will be an option for many in the future Dabz. I Apologise if I have been a bit forceful in putting my point across, but I have relatives who dropped out of uni mainly due to financial reasons.
nah no probs mate, debate is boring if everyone's worried about upsetting everyone else!
Unlike our curent Deputy Prime Minister, I would have alot more faith in Dabz honouring his promises. [smiley=thumbsup.gif]Quote:
Originally Posted by freddieb
Quote:
Originally Posted by Dabz
I don't have any issue helping my child. It is, after all, my job. I know I don't have to, but I want to, why not make his life easier if I can?
Unfortunate, but trueQuote:
Originally Posted by monday21
Quote:
Originally Posted by monday21
I doubt there will be a fall in those from poor backgroungs Ken, simply put the benefits will be there to assist them, the rich will see no real impact on them either, it will be the average joe who suffers.
A few things that concern me, the tories are not implementing this because of the global recession, the money won't be repaid for many years yet, if ever, so it isn't to 'Help' us all out. So it's obviously something the tories have wanted to implement, cool they can yet again blame it on recession/previous government...again. How will it affect credit scoring if a student then leaves Uni, get's a job and wants a mortgage? £30k is a lot of debt for anyone, surely it will affect when they want further credit/mortgage?
Lurkalot and I went to uni quite a long time ago, but the same principle applies and therefore I think it's relevant.Quote:
it will be the average joe who suffers.
Back in our day (ha, ha) we had no fees and maintenance grants (yes, I know we were lucky). The maintenance grants was means tested on parents income, so poorer students got a full grant and richer ones got nothing (but had parental help).
We both fell on the border line, where we got a partial grant because we came from hardworking families where both parents worked but weren't particularly well paid (shop, office, factory etc.).
We were worse off than the poor students because our parents could not afford to make the contribution they were meant to.
There was also an anomaly with divorced parents, where the student only had to claim the income of one parents and of course everyone would put down the income of the poorest parent.
We did both work when we were at uni, but that's besides the point.
The point of the anecdote is that hardworking average people were worse off than the poor.
They also have to be very careful to watch our for anomalies/abuse.
There is currently an EMA grant available to poor people.
I have heard that there are some wealthy people locally with all their money tied up in property whose offspring get this EMA which was designed for the poor.
They own millions of pounds worth of property but their accounts are done in such a way that their expenses (maintenance of property) are offset against thei income, so whilst being quite wealthy, their declared income is very low.
I am all for all legal measure to avoid tax etc. and I do so myself, but it is generally the rich who are able to get the help of tax accountants etc.
I think I would be seriously dis-incentivised to go to university now, from the background I came from, because I wouldn't qualify for grants but wouldn't get much parental help either.
[quote=Ducatista]Quote:
I have heard that there are some wealthy people locally with all their money tied up in property whose offspring get this EMA which was designed for the poor.
They own millions of pounds worth of property but their accounts are done in such a way that their expenses (maintenance of property) are offset against thei income, so whilst being quite wealthy, their declared income is very low.
a friend of a friend got the full allowance of ema and gets all the extra grants and bursaries as her parents have no income......they won a hell of a lot of money on the lottery and are living of that!! [smiley=shocked.gif]
another thing i hate about ema is why should they get an extra £100 just for turning up to their exams?when i was at college 1 person came into all her exams but just slept through them and didnt even write her name on the paper!why should she get paid for that when im sat there writing constantly for 2 hours?
If they had a business worth millions, but paid themselves peanuts, then i could believe that. However means testing would show up this money as savings etc...someones telling you porkies.Quote:
Originally Posted by Hazel-nut