need temporary insurance asap!!

[zachl]

help me people lol

i am meant to be picking up a new bike tomorrow but am with mce insurance and kgmotor, i think one is a broker.

its taking them forever to get a quote/swap anything over. they have to send it off to the underwriters apparently,

i am 21 and need to pick the bike up from swindon tomorrow,

i have done some googleing and only found 1 company that will cover me and its £78 for a whole month,

can anyone help?

[rich1988]

ebike are the only ones I know of that do temporary insurance, I guess they are probably the ones you found?

[zachl]

ebike want £138 for a month!

i only want a day :(

[rich1988]

I guess the only real option is to get someone with ride other bike cover to ride it back for you in that case? unless you can find another company that will just do a day

[zachl]

mmmm

i think im stuck,

i dont know any riders lol so finding someone with cover is a stretch

[zachl]

ebike only lets me to do it for a month minimum,

is that right?

[rich1988]

someone on here might be able to help? or do you know anyone with a largeish van? what bike is it out of interest? and yea Ebike is minimum of a month

[Uber Dave]

Does your current policy cover you to ride 3rd party on other bikes? I know mine does as standard and it should cover you for an emergency. Obviously not the best solution due to the lesser cover but if it does its an option.

[R1chie]

Single day van hire....sorted ;)

[zachl]

nope my insurance doesnt cover me.

van insurance?

i would need to find a van, and then do temp van insurance, but do able i guess,

and its a 2007 sv 650 :)

[Taylor86]

Most rental companies include insurance, but you may find that they have minimum age limits when hiring vans.

[R1chie]

Ask one of the Trowbo massive, who are fully comp, if they can ride it back for you after giving them a lift to GW.

I hear they are easily bribed with most kinds of fast food particularly burgers.

[Ducatista]

Have you tried
http://www.dayinsure.com/

[zachl]

i think that might have to be my option,

i will put up a begging post :)

[rich1988]

Have you tried
http://www.dayinsure.com/

over 25s only sadly :(

[zachl]

shall i just post it in this section do you recon mate?

[Ducatista]

Bear in mind that if someone else rides it for you under their "other bikes" extension then they are probably only covered 3rd party.
This means it's legal for them to be on the road, but YOUR BIKE is not covered.

I know you probably don't want to but surely you can delay the pick up.
Get on the phone and give your brokers some stick. You pay them remember.

[zachl]

hadnt thought of that,

i might ask the guy if he is still covered,

or weather he will deliver for a fee and i will take him home,

worth a shot

[Davey]

Shouldn't take that long to get an answer from the underwriters - I've had some stupid bikes to insure in the past and only taken a few minutes and done while on hold! I'd give MCE a call again! KGM is the underwriters and spot on esp when you have a couple of years NCB [smiley=thumbsup.gif]

Where you getting the bike from? Or is it private sale?

[zachl]

private sale mate,

£2500 for a 2007 sv 650 sport, 6,000 miles :)

[bobf279]

I have comp insurance which only gives me 3rd party cover for riding other bikes.

I think Stu is right though it should only take minutes on the phone to get cover through your own company (the underwriter is probably a supervisor)

When Rob passed his test and stepped up from a 125 to a 250 his existing insurer wanted an arm and a leg so it was cheaper to cancel and take out a new policy.

[Davey]

I personally have a trade policy so am covered fully comp plus have the same for work 8-) I would offer but unfortunatly I am working all day then diving in the evening.

I think I have only ever had to wait for a call back once and that was for my heavily modified R1 but also had NOS which that caused an issue and caused the delay but iirc it was only about 30 mins. You seriously need to get calling them. Or are you not telling us the full story for the delay and have 6 D&D offences 7 bans and driving with no insurance on your licence ;)

[zachl]

yeh but i only have 2 months left until i have my first years no claims and i have already paid it all off

i told the guy i might not be able to make it and he has offered to deliver it for £20 petrol money for his car,

so all sorted now,

thanks for all the comments and suggestions guys

[bobf279]

Well done now do you get to just sit and look at it for 2 months ;D

[zachl]

oh i hope not lol, well its taken them 2 days so far so i wouldnt put it past them,

note to self do not renew, go with 1 company, not a company that uses another in a weird stupid time-wasted way

[Davey]

oh i hope not lol, well its taken them 2 days so far so i wouldnt put it past them,

note to self do not renew, go with 1 company, not a company that uses another in a weird stupid time-wasted way

You'll find most insurance brokers use underwriters so you'll find this in future. Have you actually rung them as they may have your number wrong etc

But glad its sorted

[bobf279]

So do you have bike and insurance now?

[zachl]

yep. i rang them earlier and had to speak to the manager as i refused to get off the phone until they called the underwriters and switched it over,

5 mins later, and im all insured, bloody companies,

so i managed to take this for a spin this evening :)

http://sphotos.ak.fbcdn.net/hphotos-ak-snc3/hs293.snc3/28332_10150171817890346_533510345_11736794_2211263 _n.jpg

[Honda_Star]

Very good choice of bike - just like mine!! [smiley=thumbsup.gif] (albeit different blue!) :) :) :)

[zachl]

i love it already,

soooooo much lighter than my cbr

[Honda_Star]

I used to have a CBR too! (600 and 400) . The SV is lovely [smiley=thumbsup.gif]

[bobf279]

Well done and that does look to be a nice bike

[BB]

Good to hear its all resolved! [smiley=thumbsup.gif]

BB

[zachl]

thankyou,

and a shame about the weather today,

nothing to do all day and cant ride it, well i can but not much fun in the rain