View Full Version : Insurance - huge drop!
Squashed_Fly
12-10-11, 01:09 PM
Just done my renewal for next year.
Premium has dropped from £485 (with MCE), down to £123 (with Bennetts).
My renewal quote with MCE was going to be £477 so it was definately worth 'comparing the meerkat'. Especially since my new cuddly meerkat toy is currently on its way to me! ;D
silly_simon
12-10-11, 01:17 PM
Well at least Rolo will have a new soft toy to play with :D
Squashed_Fly
12-10-11, 01:26 PM
He's not getting his teeth/paws on my meerkat! lol
He's destroyed enough of our cuddly toys already! ;D
Yeowch, why was it so high to start with :o
Squashed_Fly
12-10-11, 03:54 PM
Not selling up now?
Nah. I went out for a ride after I had advertised it, and decided I couldn't bear to part with it. I'd rather wait until I can afford to buy a seperate off roader and have both, than sell one to fund the other as inevitably, I'd end up spending any extra I made and then not being able to afford a half decent road bike again next spring.
So I've done a complete overhaul on it. Have sent shhock off for full service/re-build/powdercoat, done a full service (coolant, oil & plugs) and will be doing the brakes shortly as well with braided lines and higher rated pads as that's the only area that makes the bike feel dated.
Now I have a company car, I don't need to make sure my bike is on the road all the time so I can afford to have it up on the stands for a bit while I sort it.
@Loops - assume that's because it was 1st year on a bigger bike. I now have a years no claims, my mileage will be a lot less as i hav a car now. Also, I've done Bikesafe in the meantime which gave a small discount.
Let me know how that shock overhaul goes, I might get one done over winter and don't have any experience of firms doing them
Not selling up now?
Nah. I went out for a ride after I had advertised it, and decided I couldn't bear to part with it. I'd rather wait until I can afford to buy a seperate off roader and have both, than sell one to fund the other as inevitably, I'd end up spending any extra I made and then not being able to afford a half decent road bike again next spring.
So I've done a complete overhaul on it. Have sent shhock off for full service/re-build/powdercoat, done a full service (coolant, oil & plugs) and will be doing the brakes shortly as well with braided lines and higher rated pads as that's the only area that makes the bike feel dated.
Now I have a company car, I don't need to make sure my bike is on the road all the time so I can afford to have it up on the stands for a bit while I sort it.
@Loops - assume that's because it was 1st year on a bigger bike. I now have a years no claims, my mileage will be a lot less as i hav a car now. Also, I've done Bikesafe in the meantime which gave a small discount.
Squashed_Fly
12-10-11, 04:30 PM
Let me know how that shock overhaul goes, I might get one done over winter and don't have any experience of firms doing them
I've used a company based in York, called Reactive Suspension - http://www.reactivesuspension.com/services.php
The service is costing £130, plus £25 for the spring powdercoating. The old spring was looking minging and rusty but will hopefully come back looking like a brand new one, with all the damping etc actually working for a change. Should shave at least no seconds off my pitiful lap times at coombe! ;D
It looked disgusting when it went off, I'll post a pic up when it's back, but their prices were the best to include the spring work as well. If you just want service only then JHS in Bristol were the cheapest I found at £120 - http://www.jhsracing.co.uk/suspension.htm plus you can deliver it yourself to save the £20 postage!
A few peeps on here recommended MH Racing in Wiltshire - they were by far the most expensive for servicing, however when it comes back and it's re-fitted, I'll go in there to get it all set up properly for me.
Squashed_Fly
24-10-11, 01:29 PM
Let me know how that shock overhaul goes, I might get one done over winter and don't have any experience of firms doing them
Nick - fantastic service. The shock has come back looking brand new, and has completely changed the bike. The company were great and they have set it up for me provisionally based on my height, weight and riding style. Not as good as taking to someone in person, but close enough until I can do that as well.
All in, including full service & re-gas, VAT, spring blast & powdercoat and delivery back, it came to £172.
Now to find a hugger so it doesn't end up back the same way again....
on top of a hugger I can't recommend R&G's Shock Tube highly enough. Just a simple neoprene tube that fits around the shock, waterproof and washable - stops anything getting anywhere near the shock! Think I paid about £23 online
on top of a hugger I can't recommend R&G's Shock Tube highly enough. Just a simple neoprene tube that fits around the shock, waterproof and washable - stops anything getting anywhere near the shock! Think I paid about £23 online
Nooj also sells them, mine came from him!
Nice, cheaper than replacing it from ebay with another s/h unit with unknown condition.
I'm going to have a go at fork seal change soon on mine, haven't done an usd fork before, I might end up wishing I'd sent them off. I have a s/h shock sitting around from the bay, though I think i'll put it in and try it before getting it serviced in case it's ok for now.
Let me know how that shock overhaul goes, I might get one done over winter and don't have any experience of firms doing them
Nick - fantastic service. The shock has come back looking brand new, and has completely changed the bike. The company were great and they have set it up for me provisionally based on my height, weight and riding style. Not as good as taking to someone in person, but close enough until I can do that as well.
All in, including full service & re-gas, VAT, spring blast & powdercoat and delivery back, it came to £172.
Now to find a hugger so it doesn't end up back the same way again....
Thats a really good saving there mate, i don't want to burst yer bubble, but bike insurance isn't included in the toy giveaway, ****e i know, just car, pet and home only.
Squashed_Fly
24-10-11, 05:22 PM
Just tracked my meerkat online, and he's in calais on his way. Seems you do get it for bike insurance!
https://fbcdn-sphotos-a.akamaihd.net/hphotos-ak-ash4/307699_10150433264314460_787334459_10095364_127722 8347_n.jpg
cool, must have changed since it was in the press last week, nice one , will have to give it a go myself :)
Squashed_Fly
24-10-11, 06:10 PM
I'll be gutted now if it doesn't! lol
Squashed_Fly
25-10-11, 11:30 AM
Nick, this is a pic of it now. You saw how knackered it looked at Combe!
http://i250.photobucket.com/albums/gg253/aidanmoore/IMAG0538.jpg
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