Oh Carole!

[Scotty]

I guess that the insurance companies operate on the same principle as the utilities providers; dangle the carrot of a low introductory rate, possibly making barely any profit in the first year, and rely on the customers' inertia and general "can't be arsed" attitude towards shopping around for a better deal come renewal time, and they get their profit back on inflated premiums and rates in subsequent years. They must hate the comparison sites and organisations like Money Saving Expert who make the consumer's life easier when it comes to chopping and changing. If you can't be bothered to look around after the great introductory deal, don't complain that renewal is costlier...

[Badger-Roy]

I guess that the insurance companies operate on the same principle as the utilities providers; dangle the carrot of a low introductory rate, possibly making barely any profit in the first year, and rely on the customers' inertia and general "can't be arsed" attitude towards shopping around for a better deal come renewal time, and they get their profit back on inflated premiums and rates in subsequent years. They must hate the comparison sites and organisations like Money Saving Expert who make the consumer's life easier when it comes to chopping and changing. If you can't be bothered to look around after the great introductory deal, don't complain that renewal is costlier...

this is the exact reason I shop around every year for all my bikes insurance and my cars, also I swap from AA to RAC breakdown every other year to get the new customer discount. Strangely iv been insured by the RAC for my car for the last 4 years and each time they have offered the best overall deal, but do I still check.