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When I sold my Duke back in 2009, the guy came down from London on the train fully booted and spurred clutching his crash hat (was going to say helmet but I know what you lot are like!) so we collected him from the station and swilled coffee until his bank transfer cleared and off he went. Never thought to ask if he had insurance...
I get the seller to date the docs on the next day.
Then I can ride / drive 3rd party on my own insurance (not owned by me).
New tax regs are a bugger though.
I think in certain scenarios it is the sellers problem. My understanding (and I stand to be corrected) is if you let them "test ride", the bike then you are legally obliged to ensure the bike and rider are both fully legal. This is because at this point the bike belongs to you and relevant law covers your obligations here (causing or permitting in relation to other than accordance or third party insurance..... 2 charges?).
Once you sell the bike you are under no obligation at all (as a private seller, I believe trade is different).
Anyway I hope the last sentence is correct, I sold a bike once to a drunk bloke at a train station who arrived with a cork lined helmet and can of Stella.
I don’t allow test rides full stop, learnt that the hard way years ago, had 1 person take a little Gpz 500 out for a test ride about 12 years ago and I’m still waiting for him come back and let me know if he’s buying it and another bike got dropped pulling back onto my drive, both my loss but no fault of mine.
I bet that GPZ still pisses you off now I insist on asking price in cash in my hand on the, "You broke it, you bought it", principal.
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