I have just renewed my insurance, I was with Axa through Bennetts last year and FC was £157 with my Dad on the policy and as I was a completely new rider with no NCB or experiance I thought it was a good price for the bandit 600.
I looked around for the best FC package with breakdown (here and euro), legal, personal accident and a pretty low excess with no voluntary and then went back to bennetts and asked what they could do for the r6 as the bandit went last week :'(. I asked a month before the bandit cover ran out to swap to the r6 and they wanted to sting me big time for cancelling the cover and to swap to the r6 with no NCP they wanted just under a grand!!!!!
anyway I waited until the cover was just about to run out, called them up and asked if they could match what I was looking at on the web...they said yes with all the extras I wanted and it came down to £286 with Axa again!!..which is not bad considering I have only been riding a year.
but there seems to be no rhyme or reason to what they charge...all robbing b*stards if you ask me .