Just though I share a rant with you.

Got a quote from Carole Nash for renewal for my Bonneville - £177.82p! bear in mind I am a mature biker with loads of no claims and a squeeky clean licence. I went on line - best quote I got was for £107 with the same insurers - so it's getting better. I phoned Carol Nash and told them they were having a laugh, result - my premium with them is now £100.14p for practically the same cover as last year- I have renewed for £77.68p less than their first offer.

The point is don't accept your renewal immediately, I sure these companies think we fell of a Christmas tree.