Insurance Question

[Trev_P]

Work this one out, the insurance on my car and all my bikes have all gone up by approximately 15% because I was involved in a car accident 18 months ago, I was in no way to blame, for my part the accident was 100% unavoidable, the other driver admitted fault, the claim was made against his insurance company, he was successfully prosecuted for dangerous driving and for causing serious injury by dangerous driving, all my no claims was protected and yet I still end up getting well and truly shafted for the next 6 year by the insurance company's, why? Well apparently because I was involved in 1 car accident I?m more likely to be involved in another, yeah like I enjoyed the event so much I think il go looking for another boy racer who?s just passed his test and thinks it?s ok to overtake at 80mph on a blind bend! We live in a mad world.

As mad as a wooden fireplace !

some years ago I had a highly modded Astra VXR with a company that sounds like direct line...... I was over 40 and had a billion years of NCB, after a few years they decided to just put up the premium by 70% but could not tell me why. insurance companies are very much about shafting people, as i always say it is a legalised con job

[Scotty]

My bike premiums haven't changed much (road and off-road bikes on the same policy through CIA), maybe helped by becoming a proper old git last year (60). My car insurance premium renewal jumped up a heap so I did a comparison on-line and went back to my brokers with the lowest quote and said if you can match it I'll stay, so they did....
Same as Badger Roy, my wife's car was written off by an eejit who drove into it at a crossroads, totally his fault, uncontested claim, no plod involvement (not necessary), yet despite absolutely no culpability on our part (I was driving it at the time), her premiums will be loaded for a while. I don't know how they can statistically justify their assertion that having been clobbered by an idiot, we are MORE likely to get clobbered again in future... Insurance is little more than legalised robbery (mutter, grumble)

[Dazr]

I had the same a few years back, accident where woman clipped the front of my car. She actually got out and said sorry I am wearing flip flops and my foot slipped. So insurance claim against her, then my premium goes up, I ask why and get the same response as Roy - you have been involved in an accident then you are likely to be involved in an accident again.
I said so if someone overtakes me dangerously, then I am more likely to overtake someone dangerously. The response was no thats not what I am saying!

It also affected my bike insurance as well at the time, this was crazy....I asked why does the car incident affect my bike insurance, the reply we have to take it into account. I said I have more NCB on my car can I use that on my bike....you can guess the answer. The reason I always questions quotes...Like you say Roy a mad world.

[Kevin]

Did anyone use Direct Line?
I'm in search of a good insurance company. The prices have jumped, so the price matters more than it used to be. I've already found the contacts of the direct line customer service here and I'm going to call them for details. But of course, it wuold be great to find out real people's experiences first.








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[Trev]

[QUOTE=Kevin;493250]Did anyone use Direct Line?



My wife has used Direct Line for car insurance for years, easy to deal with and only claim she's had was dealt with quickly and, in our opinion, fairly. No experience with bike insurance with them though

[Dazr]

I have just had my renewal quote come through......It was ?363 last year and this years renewal quote is ?537. I am currently with Bennetts, done some quotes this afternoon and Hastings Direct is cheapest so far at ?457. May have to check Direct Line....

Insurance prices have jumped this year for sure.....

[Trev_P]

mine dropped from ?300 to ?270 last year, will have to wait another month to see if it goes up.
BeMoto Titanium cover.

personally i would not give DL the time of day as they upped my premium by 70% on my modded Astra VXR some years ago and could not give me a reason why.

[Dazr]

mine dropped from ?300 to ?270 last year, will have to wait another month to see if it goes up.
BeMoto Titanium cover.

personally i would not give DL the time of day as they upped my premium by 70% on my modded Astra VXR some years ago and could not give me a reason why.

Did a quote with BeMoto Titanium cover - ?698 !!!!!!!!!!!

Thanks will avoid DL then.

[Trev_P]

Sh*t the bed !!!
can't wait for my renewal then.

its you young whippersnappers affecting it all lol

I hope you told them that you only wanted to buy insurance and not the company

[Dazr]

Sh*t the bed !!!
can't wait for my renewal then.

its you young whippersnappers affecting it all lol

I hope you told them that you only wanted to buy insurance and not the company

Yes mate agree crazy prices, will give my current insurer a call to see what they can do. If nothing then may have to go with Hastings Direct as they seem cheapest so far for the same cover.