I'm with Bennets for for over 2 years now. No complains, but didn't had any claim. They are reasonably cheap (I was able to find better deals on Comparethemarket). But they allowing a lot of mods as standard include in price. My previous Kawasaki had not stock exhaust, changed brake hoses, top box and 3rd party windscreen. No difference and when you check with them, all above is in standard policy.