Quote Originally Posted by wiltshire builders View Post
Why can't you get your insurance to chase the farmer?
It's what you pay them for and will be recorded as a non fault claim.
im in a similar but different position where a silly old sod didn't stop when joining a roundabout and t-boned me in my car. I don't drive or ride anywhere without a camera recording everything so the whole crash was court on film. He admited being at fault, is currantly waiting for a court date to be prosecuted for dangerous driving and his insurance paid out, however 6 months on im still fighting to get my no claims bonus reinstated. Iv been told it's unlikely il get it back though as its no claims bonus NOT no Blames bonus and dispite not being to blame I did make a claim. So wether your at fault or not if your insurance company gets involved is likely you will lose your no claims as you have made a claim, even if it recorded as as non fault. Just something to bear in mind.