Quote Originally Posted by Toph View Post
Mitch..... tried H&R... looked at their website and to get a quote, your bike must have no modifications... my bike has an after market can.. does this count as a mod??
ANYTHING does...any excuse not to pay out / void.

Next year, CN may be the cheapest. It's a minefield. Brokers aim at certain groups. Female, young, old, multi-bike. fast bike etc. and offer better terms. Just grab the cheapest that cover your needs and be prepared to change next year.