a word of caution here..I insured my bike 2 years ago with Bennetts..paid with my debit card online...within 3 days, my card was hit with 3 fraudulent withdrawals, all for online grocery shopping from Tescos in Bolton..which thankfully my bank re-imbursed me.
As it was the only time I used my Debit card for online use, I phoned Bennetts, and spoke to their consumer dept, explaining the problem, and they would take the complaint very seriously and undertake a full security check and get back to me.
2 years on... nothing.