Hi all.

been away for a while due to sorting out a load of life stuff. Thankfully all sorted now and was hoping to steal some advice from you all.

It's that time of year again where I have to part from my money for a service I don't want to ever use but need to have.

So my average quote is £300 fully comp on the R1 with 3 years ncb. not too bad i thought until i seen a company i have never heard of quote £170!
Now i was thinking of going with one of the main companies, particularly MCE as they do all the BSB perks and track day cover, plus they are a well known brand.
Why should i go with them and pay double the cheapest price though? has anyone gone with the really cheap ones and had to use them?
I am also going to do a couple of track days and was wondering what the price of track day only insurance is to see if i would actually be saving by using MCE.

Cheers all