Again a heart fell remorse for the family, we are bikers and we know 40 x more bikers are killed or seriously injured than car drivers. We also know that you are no more likely to have an accident than a car driver. Wear the best protection you can afford in my view. Chest plate and back plate. Chest kills more people. Ride safely. The sad report is the rider clipped the roundabout. It only takes one little lapse of concentration, an animal, a car driver etc etc etc....