According to ROSPA (Police Riders handbook 2013 ) a motorcyclist is no more likely to have an accident than a car driver ........
However we are 50x more likely to be injured in it and 13x more likely to be killed or seriously injured ......

I always felt that as a rider I was more likely to be involved in accident, I was wrong. So just how important is a decent lid, level 2 armour for chest, back etc?