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  1. Nice low insurance again 
    #1
    The Boss Dabz's Avatar
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    So 10 years no claims has its benefits - Bennetts have just quoted me £80.16 for my annual renewal, fully comp with pillion cover Happy days, comes down every year!
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  2.  
    #2
    PR Officer Nelly's Avatar
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    Nice one
    "the empty can rattles the most!"

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    #3
    Diamond Member Wes's Avatar
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    Is that because you selected less than 500 mile per year
     
     

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    #4
    The Boss Dabz's Avatar
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    Lol yeh put down that it'll be sorn'd

    Nah I reduced to 3000 miles this year, usually 5000. Can't see me managing 3k to be honest though!
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    #5
    Administrator BB's Avatar
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    Good price
    We could learn a lot from crayons; some are sharp, some are pretty, some are dull, while others bright, some have weird names, but they all have learned to live together in the same box.”
     
     

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    #6
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    A good price but nothing you don't deserve for your years of sensible riding.
     
     

  7.  
    #7
    Appears There's no rhyme or reason to insurance.
    Just gone from a sh*tty old mercedes vito worth about £1300 to a brand new £18,000 transit and my insurance dropped by £200!
    Meanwhile my home insurance goes up by £30 each year.
     
     

  8.  
    #8
    Platinum Member WR6133's Avatar
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    I think they just use a roulette wheel or something to invent the quotes

    My Vclic ped was just under £60 (TPFT) with my wife as a named rider (she only holds CBT) + free meerkat that sold for £30. The same Ped with just me and not her as a 2nd rider was £20 more from the same broker. So either they make it up as they go along or somehow extra, inexperienced riders equal less risk???????

    Also a quote on a ZZR600 is lower for me than I paid on my current 400 (same brokers, excesses)...... How on earth do they figure I'd be less of a risk on a 600CC 99BHP bike compared to a 400CC 56BHP bike? (400 costs me £110 TPFT, a 600 quotes me at £90)
     
     

  9.  
    #9
    Diamond Member Burbler's Avatar
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    Quote Originally Posted by WR6133 View Post
    I think they just use a roulette wheel or something to invent the quotes
    Indeed they do. I had a quote for 5k miles, then increased it to 6k and the premium was £2 less.
    Also had one with no pillion, then with a pillion and that was less as well.
    I only have one vice…I lie.
     
     

  10.  
    #10
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    Quote Originally Posted by Burbler View Post
    Indeed they do. I had a quote for 5k miles, then increased it to 6k and the premium was £2 less.
    Also had one with no pillion, then with a pillion and that was less as well.
    Its all down to statistics with the insurance companies. I can understand the cheaper rate with pillion insurance as I wouldn't be surprised if there were more accidents without a pillion than with. Same goes with mileage, I would expect riders with a higher annual mileage to have fewer accidents per mile and therefore claims - going from 5K to 6K just puts you up into that category. My theory anyway
     
     

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