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Thread: are we hard done by speeding in wiltshire

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    #1
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    but if a central database on these things lacks then it's down to you if you declare it or not, I wouldn't.
    I agree that it's not a conviction but sometimes they do specifically ask about the course.
    Are you 100% sure that they don't currently record this anywhere and insurers can definitely not find about it?
    Suppose someone follows your advice or they decide to start recording this and you turn out to be wrong? If people lie then they can have claims refused and in some cases be pursued personally for 5 and 6 figure sums.

    I would tell the truth with the exception of any questions I knew to be illegal (I agree with you that companies are not always right).

    I accept you right to hold a different opinion but I think it's worth discussing the issue so at least people might think about the consequences.
     
     

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    #2
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    Quote Originally Posted by Ducatista View Post
    Are you 100% sure that they don't currently record this anywhere and insurers can definitely not find about it?
    As I said when I first mentioned this I stand to be corrected.

    As far as I can tell there is no straightforward answer it depends on where the course was done and who provided it. It seems some local forces run their own courses (or outsource) so data here is only held locally. Some forces it would seem contract the course out to a company that provides nationally so that would be edging toward a database though one held by a private company, not sure how the law would work here if an insurance company wanted to access it. I assume it's accessible by the Police so they don't offer you 2 courses in a row but I think to know if an insurer can access it legally would require comment from somebody in the legal side of that industry. If you do one that's "locally" done I'm fairly sure it cannot be found out as there are cases online of people doing one in one area then one in another despite being within the time window where you are not meant to be offered another.

    I've scraped pepipoo, various police force websites and a couple of legal forums to conclude the above. So I could be way off the mark as none are definitive or totally reliable sources. Personally though I wouldn't declare a course but I've got a fairly don't give a stuff attitude to the law and establishment in general so taking my advice should come with a large warning.

    As I've already said you should answer honestly just I wouldn't.
     
     

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