Currently with Bennetts who want a £4 a month increase plus £20 to renew. (not much but it's the principle) IMHO it should go down with extra NCB. Anyone recommend any decent insurers, pro's & con's please.
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03-08-13, 04:14 PM
Currently with Bennetts who want a £4 a month increase plus £20 to renew. (not much but it's the principle) IMHO it should go down with extra NCB. Anyone recommend any decent insurers, pro's & con's please.
Just ask anyone and tell them what you have been quoted and generally they will undercut, then if you want to stay with Bennets go back to them and tell them the new figure and generally they will match it. Sadly there is no reduction or benefit in being loyal nowadays.
Tried that but they said this is the cheapest they will do.
Go compare?
often get cheaper online prices.
check the small print, being in the trade with a bike policy since 1975 Ive just moved house and now Carole Nash wants £35 to change policies , also if I add more bikes it extra £25 mid term, but, if I add them on renewal its free!! apparently, all insurers charge. having moved 12 times in 30 years Ive never been charged before.
also watch ebikes, , cheaper at start but if you want to contact them it can cost pounds waiting on the phone as they don't do alterations on line despite being a on line insurer.
Go compare are payed by insurance companies to advertise im with likewise who are brokers that insured me with someone alse but deal with all my problems. If you don't worry about it being stolen (always being safe and don't worry about fire only 12 volts) Go 3rd party I've never heard of any one getting a full payment back of them anyway with time and cost off making clams of losses but you do get a few perks with some not outhers some charge you a full year even if you cancel half way through just read small print I got charged double by paying monthly good luck.
You ALWAYS need to shop around (comparison sites are good).
I's hard for anyone else to make recommendations on price because it varies with so many factors.
I like Carole Nash because they include European Breakdown cover and legal cover.This makes it great value, plus they have a great reputation.
Make sure you check everything e.g. whether pillion cover is included, whether commuting is included, whether you can ride other bikes.
Also you need to inform them of any mods. Might be worth asking before you sign up whether there is any increase in non-performance enhancing mods.
Carole Nash didn't change me for declaring mods or for observing so I've always found their service to be good.
Make sure you LAPSE you current policy (that means it stops at the end of the year). The word CANCEL could be is-interpreted to mean stop it now.
Some policies are on "auto-renew" so you do need to LAPSE them.
I always try to get somthing in writing, email or at the minimum a name, time & date (for recordings to be checked).
This usually prevents them from "losing" the lapse instruction.
Email is better as phone recrodings are not guaranteed.
Thanks peeps, not after prices but wanted to know who's good/bad to insure with?
Carole Nash has always been good for me
Just changed from CN to Hastings direct and got helmet/lid cover included as well as breakdown cover and legal £100 cheaper, Cn were ok until you have a claim, then they basically leave you to sort it out yourself.
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