You can get some good kit nowadays either hi-viz or retro-reflective. Not always stylish but what price style when kit has been cut off you ahead of being loaded in an ambulance and your bike has been trashed!

Need to ride defensively too - Ghost was nearly taken out by some dopey cow (I'm female so I can make comments like that about other women!) who had failed to defrost her car windows properly the other morning! >

BB