Reading this morning why they are doing this. They are selling the tuition fees loans to the banks at a reduced rate, now. So for 36k of debt, the governemt gets 26k now, and the banks get the full 36k over time (possibly) in lieu of interest. Interesting that the banks are gambling with money again, although i doubt it will **** them up, unlike a 25 year old with 50k of debt hanging round his neck! >