For me, it was when I was knocked off back in 97. We'd only had the bike (my wife and I shared a Thundercat at the time) for a few months and I'm filtering through traffic in Reading.

Anyway, the images still live with me know of seeing the chap in his car just pull out to overtake some traffic (basically to queue jump as he was late for his holiday flight) just as I'm right next to his drivers door. I hit his wing, and the bike I flew threw the air and I just remember seeing the ground, air, bike flying, air, ground and thankfully no oncoming traffic, which given it was the rush hour was pretty amazing!

Anyway, I walked away from it fine (thank god I was wearing proper gear) and the bike was written off. The police and a paramedic attended the scene and the car driver was prosecuted by the police for Driving without Due Care and Attention and ended up with 5 points on his license, £275 fine and costs.

We ended up with a new bike courtesy of the insurance policy.