I just re-insured via Bennetts - £105 fully comp. Why is my car insurance twice what I pay for the bike? I only have 1 year NCB for the bike as I didn't ride for a few years. I have maxed out the NCB on the car but it's still twice the bike. The bike is worth £2.5K, the car £250 since it's done 190K miles. OK the excess is higher on the bike but even so. Don't understand it but not complaining either.