In my opinion, you've already used the terms that best describe Chinese bikes..."****e".. and "avoid like the plague".
They are shoddily made deathtraps, totally unreliable and no resale value at all .
My bosses son had one, a kinroad samurai, it was only a year old and the bracket on the swing arm that holds the suspension sheared off, the suspension collapsed while he was riding it, thankfully he avoided injury.
Buy a CG125, or similar Jap bike, as Nic says it might be a little older but it will be well put together, reliable and will hold it's resale value.
