After speaking to a few friends of mine, I appear to be paying a huge amount on my insurance.
I have been riding 1 year, currently aged 20 with a Thundercat restricted to 33bhp. I am 21 in April and going to take Direct access test then to get full licence sorted.
I'm paying £66 a month at the moment, which worked out yearly is a fortune!! With KGM insurance, who I read have lots of terrible reviews on the internet, got it through adrian flux I believe.
I feel like im being ripped off, Its a insurance group 14. I am 20, first year of riding.. but Still seems alot.
Any suggestions to lower? Can I add other riders to lower premium like on car insurance?
It is garaged, adding any security doesn't really change the price. I am on 2k miles a year, SDP only..
ALSO on a side note, with taking the Direct access test, doable without taking lessons again to remind me what I'm doing wrong? Or worth doing a lesson?
