I don't have any particular reason why I haven't done it apart from laziness. Since I have Scottish blood in me I am keen to make a financial saving where I can but the discount on insurance which for an old foggy such as myself is minimal anyway is not a motivational factor.
I also can't plan ahead more than 7 days at a time so the thought of actually having to do that with a third party for an observed ride fills me with dread.
I would summise though that as with many other things I should have done by my age, I simply have not got round to doing it. I mean, I have only had 33 years to try it so there's still time to sit on the fence a while longer yet
Finally, I hate tests...with a vengance. If I can avoid doing one I will.
